Ngazi kanjani ukuthi kuthengwe kuphi ngekhadi lami?

I-Universal Adventure » I-TechnoTricks » Ngazi kanjani ukuthi kuthengwe kuphi ngekhadi lami?

Emhlabeni wedijithali, lapho ukuthengiselana nge-elekthronikhi kuvame kakhulu, kubalulekile ukuba nokulawula okuphelele ekuthengeni kwethu amakhadi. Nokho, ngezinye izikhathi sibhekana nenselele yokukhumbula ukuthi sathenga kuphi. Ngenhlanhla, kunezindlela namathuluzi asivumela ukuthi silandele futhi sazi kahle ukuthi ukuthengiselana ngekhadi lethu kwenzeke kuphi. Kulesi sihloko, sizohlola amasu obuchwepheshe ahlukene okuthola umsuka wokuthenga, sihlaziye yonke into kusukela kumarekhodi asebhange kuya kuzinhlelo zokusebenza zezinkampani zangaphandle ezisiza lo msebenzi. Uma uke wazibuza ukuthi ungathola kanjani ukuthi uthenge kuphi ngekhadi lakho, qhubeka ufunda ukuze uthole.

1. Ukuhlonza Umsebenzi: Ungalandelelwa kanjani indawo yokuthenga ikhadi

Kulesi sigaba, sizochaza ukuthi ungayilandelela kanjani indawo yokuthenga ikhadi ngochungechunge lwezinyathelo ezilula. Le nqubo izokusiza ukuthi uthole ulwazi oluningiliziwe mayelana nomsebenzi futhi ukhombe lapho ukuthengwa kwenziwe khona.

1. Hlola isimo se-akhawunti yakho yasebhange: Into yokuqala okufanele uyenze ukungena ngemvume ku-akhawunti yakho yasebhange eku-inthanethi futhi uhlole isimo se-akhawunti yakho noma ikhadi lesikweletu. Thola okwenziwayo okukhulunywa ngakho futhi uqaphele idethi, isikhathi, kanye nenani lokuthenga.

2. Xhumana nomkhiphi wekhadi: Uma usunolwazi oluyisisekelo lomsebenzi, kubalulekile ukuthintana nomkhiphi wekhadi ukuze umazise ngalesi simo. Bazokunikeza usizo futhi bakuqondise ezinyathelweni ezilandelayo. Ungase ucelwe imininingwane eyengeziwe, njenge-ID yakho noma inombolo yekhadi.

3. Amathuluzi okulandelela ukufinyelela: Izinkampani eziningi zamakhadi esikweletu zinamathuluzi aku-inthanethi akuvumela ukuthi ulandelele indawo yemisebenzi yakho. Uzodinga ukungena ku-platform ye-inthanethi futhi ubheke inketho yokulandelela okwenziwayo. Lapho, ungafaka imininingwane ehlinzekwe ngumkhiphi wekhadi futhi uthole indawo enembe kakhudlwana yokuthenga okwenziwe.

2. Izinyathelo zokuthola umlando wokuthenga ohlotshaniswa nekhadi lami

Ukuze uthole umlando wokuthenga ohlotshaniswa nekhadi lakho, landela lezi zinyathelo:

Isinyathelo se-1: Iya kuwebhusayithi yebhange lakho bese ungena ku-akhawunti yakho. Uma ungenayo i-akhawunti eku-inthanethi, uzodinga ukudala ngaphambi kokuthi ufinyelele umlando wakho wokuthenga.

Isinyathelo se-2: Uma usungenile, bheka isigaba esithi "Ama-akhawunti" noma "Amakhadi" kumenyu enkulu. Chofoza ekhadini ofuna ukubuka umlando wokuthenga walo.

Isinyathelo se-3: Ekhasini lekhadi elikhethiwe, bheka inketho ebizwa ngokuthi "Umlando Wokuthenga" noma "Imisebenzi." Chofoza le nketho ukuze ufinyelele umlando wakho ophelele wokuthenga walelo khadi. Lapha ungabona imininingwane efana nedethi, inani, nendawo yokuthenga ngakunye.

3. Ukusebenzisa uhlelo lokuqapha lwezezimali ukuze kutholwe indawo yokwenziwayo

Indlela ephumelelayo yokunquma indawo yokwenza kusetshenziswa isistimu yokugada ezezimali ukulandela lezi zinyathelo:

1. Khomba okwenziwayo okusolisayo: Buyekeza amarekhodi okwenziwayo futhi ubheke lawo angase aphakamise izinsolo, njengamanani angajwayelekile, ukudluliselwa ezindaweni ezingaziwa, noma amaphethini okuziphatha angavamile.

2. Sebenzisa amathuluzi e-geolocation: Kunamathuluzi ahlukahlukene atholakalayo emakethe angakusiza ukunquma indawo yendawo yokwenza. Lawa mathuluzi asebenzisa ikheli le-IP elihlotshaniswa nomsebenzi ukuze athole ulwazi mayelana nendawo elinganiselwe yedivayisi okwenziwe ngayo umsebenzi.

3. Hlaziya idatha etholakalayo: Uma usunendawo elinganiselwe yokwenza, kubalulekile ukuhlaziya idatha eyengeziwe etholakalayo ukuze unqume ukuthi okwenziwayo kusemthethweni noma kuyasolisa. Lokhu kungase kuhlanganise ukuqhathanisa indawo yekhasimende nekheli lalo elibhalisiwe noma ukuhlonza amaphethini okuziphatha asolisayo adlule.

4. Ucwaningo Lwedatha Yokwenziwayo: Ungazi kanjani ukuthi kuthengwe kuphi futhi nini ngekhadi lami

Uma usola ukuthi kuthengiwe ngekhadi lakho futhi ufuna ukwazi ukuthi kwenzeke kuphi futhi nini, kunezinyathelo ezimbalwa ongazithatha ukuze uphenye. Nansi indlela yokwenza:

1. Hlola isitatimende sakho se-akhawunti: Into yokuqala okufanele uyenze ukubuyekeza isitatimende sakho sasebhange ngokucophelela. Bheka okwenziwayo okusolisayo futhi ubhale phansi imininingwane efanele njengegama lomthengisi, idethi, nenani lokwenziwe.
2. Xhumana nesikhungo sakho sezezimali: Uma usuhlonze ukuthengiselana okusolisayo, xhumana nesikhungo sakho sezezimali ngokushesha. Banabasebenzi abakhethekile abangakusiza ucwaninge okuthengile futhi banikeze imininingwane eyengeziwe.
3. Finyelela amarekhodi okwenziwayo: Uma ucelwe isikhungo sezezimali, kungase kudingeke ukuthi unikeze ulwazi olwengeziwe ukuze usize ophenyweni. Lokhu kungase kuhlanganise ukunikeza ubufakazi obufana namarisidi okuthenga noma imininingwane ethile mayelana nekhadi elisetshenzisiwe.

Khumbula ukuthi kubalulekile ukuthatha isinyathelo ngokushesha uma usola ukuthenga okungagunyaziwe, njengoba amabhange amaningi anezinqubomgomo ezikhawulelwe isikhathi zokubika lezi zinhlobo zezigameko. Futhi, qiniseka ukuthi ulandela imiyalelo yezokuphepha yesikhungo sakho sezezimali nezincomo ukuze uvikele idatha yakho futhi uvimbele ukukhwabanisa kwesikhathi esizayo.

5. Ukubonisana namarekhodi asebhange: Amathuluzi okuthola ulwazi mayelana nendawo yokuthenga

Ukuhlola amarekhodi asebhange kungaba ithuluzi eliwusizo lokuthola ulwazi mayelana nendawo othenge kuyo. Nawa amanye amathuluzi ongawasebenzisa ukuze ufinyelele lolu lwazi:

1. Finyelela i-akhawunti yakho yasebhange ku-inthanethi: Amabhange amaningi anikezela ngezinsizakalo zokubhanga ku-inthanethi lapho ungabuka khona ukuthengiselana kwakho nemininingwane yokuthenga. Ngena ngemvume ku-akhawunti yakho bese ubheka isigaba sokuthenga noma somlando wokuthenga. Lapho ungathola imininingwane enemininingwane mayelana nendawo othenge kuyo.
2. Sebenzisa izinhlelo zokusebenza zeselula: Amabhange amaningi futhi anezinhlelo zokusebenza zeselula ezikuvumela ukuthi ufinyelele i-akhawunti yakho futhi ubuyekeze imisebenzi yakho noma nini, noma kuphi. Landa uhlelo lokusebenza lwebhange lakho efonini noma kuthebhulethi yakho bese ubheka isigaba semisebenzi. Lapha ungathola ulwazi mayelana nendawo othenge kuyo.
3. Xhumana nesevisi yamakhasimende ebhange: Uma ungakwazi ukufinyelela i-akhawunti yakho ku-inthanethi noma ungakwazi ukuthola ulwazi oludingayo, ungaxhumana nesevisi yamakhasimende ebhange lakho. Bangakusiza ukuthi uthole ulwazi oludingayo mayelana nendawo yokuthenga okuthile.

Kubalulekile ukuqaphela ukuthi ukutholakala kolwazi olunemininingwane mayelana nendawo yokuthenga kungase kuhluke phakathi kwamabhange nezinhlobo zamakhadi. Okunye okwenziwayo kungase kubonise ulwazi lwendawo olunembile, kanti okunye kungase kunikeze ulwazi oluvamile kuphela. Uma udinga ulwazi oluqondile mayelana nendawo othenge kuyo, kuwumqondo omuhle ukuhlola nebhange lakho ukuze uthole izinketho ezitholakalayo.

6. Ukuhlaziya ulwazi lomthengisi: Ungahlonza kanjani lapho ukuthengiselana ngekhadi kwenziwa

Ukuhlaziya ulwazi lomthengisi kubalulekile ukuze kukhonjwe lapho umsebenzi wekhadi wenziwa khona. Ngezindlela namathuluzi ahlukahlukene, kungenzeka ukucacisa ngokunembile ukusungulwa lapho ukuthengwa kwenziwa khona. Izinyathelo ezidingekayo ukwenza lokhu kuhlaziya ngempumelelo zizokwethulwa ngezansi.

1. Ukuqoqwa Kwedatha: Isinyathelo sokuqala siwukuqoqa lonke ulwazi lomsebenzi olufanele, njengenombolo yekhadi, idethi nesikhathi sokuthenga, inani, kanye nanoma iyiphi enye idatha etholakalayo. Lolu lwazi lungatholakala emininingwaneni yekhadi lesikweletu noma lasebhange, izitatimende zasebhange, noma kumarekhodi okwenziwayo aku-inthanethi.

2. Ukusetshenziswa kwamathuluzi okuhlaziya: Uma ulwazi seluqoqiwe, amathuluzi ahlukene angasetshenziswa ekuhlaziyeni. Okunye kwalokhu kufaka phakathi isizindalwazi somthengisi, amasistimu we-geolocation, namarekhodi okwenziwa ku-inthanethi. Lawa mathuluzi akuvumela ukuthi uxhume okwenziwayo endaweni ethile ngokusekelwe ekhelini laso, inombolo yocingo, igama lebhizinisi, noma enye idatha ehlobene.

7. Ukusebenzisa i-geolocation ukulandelela ukuthengwa kwamakhadi

Kungaba ithuluzi eliwusizo kakhulu lokuthola okudidayo nokuvimbela ukukhwabanisa. I-Geolocation ikuvumela ukuthi ukhombe indawo ngqo yokuthengiselana kwezezimali, inikeze ulwazi olubalulekile mayelana nomsuka nobuqiniso bokuthenga. Ngezansi kukhona izincomo zokwenza lesi sici ngokugcwele uma ulandelela ukuthengwa kwamakhadi.

1. Sebenzisa isistimu ye-geolocation yesikhathi sangempela: Ukuze ulandelele ngempumelelo okwenziwayo, kubalulekile ukuba nesistimu ehlinzeka ngendawo enembile yomsebenzi ngamunye ngesikhathi sangempela. Lokhu kungafezwa ngokusebenzisa izinsiza zokubeka indawo emhlabeni jikelele, njenge-GPS, kanye nokuhlanganiswa kwale datha ohlelweni lokulandelela ukuthenga.

2. Hlaziya amaphethini nokuziphatha asolisayo: Ngokuba nolwazi lwendawo lapho uthenga, kungenzeka ukuhlonza amaphethini angavamile noma ukuziphatha okusolisayo. Isibonelo, uma ikhadi litholakala lisetshenziswe ezindaweni eziningi ezahlukene ngesikhathi esifushane, lokhu kungase kubonise ukukhwabanisa okungenzeka. Kubalulekile ukuhlaziya lawa maphethini futhi usethe izexwayiso ukuze uthole izaziso uma kutholwa umsebenzi osolisayo.

3. Sebenzisa amathuluzi okuhlaziya idatha: Ukuze wenze okuningi nge-geolocation ekulandeleni ukuthengwa kwamakhadi, kuyalulekwa ukusebenzisa amathuluzi okuhlaziya idatha. Lawa mathuluzi avumela ukubonwa okusebenza kahle kakhulu nokuhlaziywa kolwazi lwendawo, ukuhlonza amathrendi nokuziphatha okungajwayelekile. Ngaphezu kwalokho, zingasiza ukukhiqiza imibiko nezibalo ezisiza ukuthathwa kwezinqumo ekutholweni nasekuvinjweni kokukhwabanisa.

I-Geolocation ekulandeleni kokuthengwa kwekhadi inikeza ithuba lokulawula nokuvikeleka okukhulu ekuhwebeni kwezezimali. Ukusebenzisa isistimu ye-geolocation yesikhathi sangempela, ukuhlaziya amaphethini asolisayo, nokusebenzisa amathuluzi okuhlaziya idatha yizinyathelo ezibalulekile zokusebenzisa ngokugcwele lokhu kusebenza. Ngalezi zinyathelo, kuyenzeka ukuthi kutholwe ukukhwabanisa kusenesikhathi futhi uthathe izinyathelo ezidingekayo ukuze uvikele abasebenzisi futhi uqinisekise ulwazi oluvikelekile lomsebenzi wekhadi.

8. Ukulandelela Indawo Yokuthengisa: Unganquma kanjani indawo lapho kuthengwa khona

Uma udinga ukunquma indawo lapho uthenge khona, kunezindlela ezimbalwa zokwenza kanjalo. Nansi inqubo yesinyathelo ngesinyathelo yokulandelela iphoyinti lakho lokuthengisa:

1. Hlola amarisidi: Isinyathelo sokuqala siwukubuyekeza noma yimaphi amarisidi okuthenga onawo. Bheka imininingwane efana nosuku, isikhathi, negama lesikhungo. Uma unamarisidi amaningi, waqhathanise futhi ubheke ukufana kolwazi.
2. Sebenzisa inombolo kamazisi: Ezinye izikhungo zinikeza inombolo kamazisi ehlukile kumarisidi azo. Uma uthola le nombolo, ungayisebenzisa ukusesha ku-inthanethi ukuze uthole ulwazi mayelana nokusungulwa.
3. Cela usizo lwesikhungo sakho sezezimali: Uma ungakwazi ukunquma iphoyinti lokuthengisa ngokwakho, ungaxhumana nesikhungo sakho sezezimali. Angase abe namarekhodi anemininingwane eyengeziwe akusiza ukuthi ukhombe indawo lapho ukuthengwa kwenziwe khona.

Khumbula ukuthi ezimweni eziningi, ukulandelela indawo okuthengiswa kuyo kuzodinga umzamo owengeziwe, futhi kungase kungenzeki ngaso sonke isikhathi ukuthola lolu lwazi ngokunembile. Kodwa-ke, ngokulandela lezi zinyathelo, uzokwandisa amathuba akho okuthola indawo lapho kuthengwa khona.

9. Ukwenza kusebenze izexwayiso zendawo: Indlela yokwazi ukuthi ithengwe kuphi ngekhadi lami

Ukunika amandla izexwayiso zendawo ekhadini lakho lesikweletu noma lasebhange kuyindlela esebenzayo yokuhlala unolwazi lwazo zonke izinkokhelo zekhadi futhi wazi ukuthi ukuthengwa ngakunye kwenziwa kuphi. Lokhu kukunikeza ukuvikeleka okukhulu nokulawula imali yakho. Nakhu ukuthi ungenza kanjani lezi zixwayiso zisebenze ezikhungweni zezimali ezihlukene:

Ibhange XYZ:

• Ngena ngemvume ku-akhawunti yakho ye-inthanethi ye-XYZ Bank.
• Iya esigabeni sezilungiselelo zesexwayiso.
• Thola inketho ethi "Izaziso Zendawo" bese ukhetha okuthi "Sebenzisa."
• Engeza amakheli nobubanzi bendawo ofuna ukuyigada.
• Londoloza izinguquko futhi uqinisekise ukuqalisa kwezixwayiso.

Ibhange le-ABC:

• Landa uhlelo lokusebenza lweselula lwe-Banco ABC kudivayisi yakho.
• Ngena ngemvume ngemininingwane yakho.
• Iya esigabeni sezilungiselelo zesexwayiso.
• Sebenzisa "Izaziso Zendawo" bese ulandela imiyalelo ukuze ukhethe izindawo zezwe ongazithakaselayo.
• Qinisekisa izinguquko bese ulondoloza izilungiselelo.

I-Credit Cooperative 123:

• Xhumana ne-123 Credit Union kwamakhasimende.
• Isicelo sokuvula "Izaziso Zendawo" ekhadini lakho.
• Nikeza ulwazi oludingekayo futhi uqinisekise ubuwena.
• Uzothola iziqondiso ezengeziwe zokuthi uzenza kanjani lezi zixwayiso zisebenze ngokubhanga ku-inthanethi noma ngohlelo lokusebenza lweselula.
• Ilungile! Manje uzokwamukela izexwayiso zendawo njalo uma kuthengwa ngekhadi lakho.

Ukunika amandla izexwayiso zendawo ekhadini lakho kukunikeza ukuthula kwengqondo ngokukunikeza ukulawula okukhulu kokwenziwe kwakho. Landela izinyathelo ezinikezwe isikhungo sakho sezezimali ukuze usebenzise lesi sici futhi uthole ngokushesha noma yimuphi umsebenzi osolisayo.

10. Ukuqinisekiswa Kwevidiyo Yokuphepha: Ungafinyelela kanjani okurekhodiwe ukuze uhlonze indawo yokwenziwayo

Ukuqinisekiswa kwevidiyo yokuphepha kuwumsebenzi obalulekile wokuhlonza indawo yokwenziwayo nokuqinisekisa ukuphepha komsebenzisi. Kulokhu okuthunyelwe, sizokukhombisa ukuthi ungafinyelela kanjani ukurekhodwa kwamavidiyo ukuze wenze lokhu kuqinisekisa ngempumelelo.

Ukuze ufinyelele okurekhodiwe kwevidiyo, uzodinga ukufinyelela kusistimu yokuvikela efaka amakhamera nesofthiwe yokuphatha ividiyo. Lawa masistimu ngokuvamile afakwa ezindaweni ezifana nezitolo, amabhange, noma izakhiwo zezinkampani. Uma usukwazi ukufinyelela ohlelweni, landela lezi zinyathelo:

1. Vula isofthiwe yokuphatha ividiyo kukhompuyutha yakho noma idivayisi yeselula. Ngokuvamile, igama lomsebenzisi nephasiwedi kuyadingeka ukuze ufinyelele ohlelweni. **Qiniseka ukuthi ufaka idatha ngendlela efanele**.

2. Uma usungaphakathi kwesofthiwe, bheka inketho ethi "Ukudlala" noma "Okurekhodiwe". Le nketho izokuvumela ukuthi ufinyelele amavidiyo agcinwe ohlelweni. Chofoza kuso.

3. Efasiteleni lokudlala, uzobona uhlu lwamakhamera atholakalayo. Khetha ikhamera ehambisana nendawo yokwenziwayo ofisa ukukuqinisekisa. **Kubalulekile ukukhetha ikhamera efanele ukuze uthole ukuqoshwa okufunayo**.

11. Ukubonisana nezinqubomgomo zobumfihlo zabathengisi: Insiza yokuthola ulwazi mayelana nokuthenga

Izinqubomgomo zobumfihlo ziyingxenye ebalulekile yanoma yiliphi ibhizinisi eliku-inthanethi, njengoba zinikeza ulwazi olubalulekile mayelana nendlela idatha yomuntu siqu yamakhasimende esingathwa futhi ivikelwe ngayo. Lezi zinqubomgomo zivame ukutholakala kuwebhusayithi yomthengisi, ngokuvamile esigabeni esithi "Ubumfihlo" noma "Isaziso Sobumfihlo". Ukubuyekeza lezi zinqubomgomo kuyinsiza ebalulekile lapho uthola ulwazi mayelana nokuthenga futhi uqinisekisa ukugcinwa kuyimfihlo kwedatha.

Uma ubuyekeza izinqubomgomo zobumfihlo zebhizinisi, kubalulekile ukunaka amaphuzu athile abalulekile. Okokuqala, kufanele uhlole ukuthi idatha yakho yomuntu siqu iqoqwa futhi isetshenziswe kanjani. Lokhu kufaka phakathi ukuthi yiluphi uhlobo lolwazi oluqoqiwe, njengegama lakho, ikheli, nenombolo yocingo, nokuthi lolo lwazi lusetshenziswa kanjani, noma ngabe ukucubungula i-oda lakho noma ukukuthumela ukuxhumana kokumaketha.

Okwesibili, kubalulekile ukwazi inqubomgomo yokudalulwa kwedatha yezohwebo. Ingabe wabelana ngolwazi lwakho nezinkampani zangaphandle? Uma kunjalo, nobani futhi ngayiphi injongo? Kungumqondo omuhle futhi ukuhlola ukuthi ibhizinisi lithatha izinyathelo zokuvikela idatha yakho, njengokusebenzisa ukubethela noma izinqubo zokuphepha ezengeziwe. Ngokugcina lezi zici engqondweni futhi ubuyekeze ngokucophelela izinqubomgomo zobumfihlo zezitolo, ungathola ulwazi olunembile mayelana nokuthi idatha yakho isingathwa kanjani futhi wenze isinqumo esinolwazi mayelana nokuthenga kwakho.

12. Ukusebenzisana neziphathimandla kanye nezinsizakalo zokuphepha: Ungaxazulula kanjani impicabadala yokuthenga okungaziwa

Ezimeni lapho ukuthenga okungaziwa kuvela kumarekhodi e-akhawunti yakho, kubalulekile ukuthatha izinyathelo ezisheshayo ukuze uxazulule le mpicabadala futhi uvikele izimali zakho. Ukusebenzisana neziphathimandla kanye nezinsizakalo zokuphepha kubalulekile kule nqubo. Lapha sinikeza inqubo yesinyathelo ngesinyathelo ukuxazulula lezi zinhlobo zezinkinga:

1. Hlola ukuthenga: Ngaphambi kokuxhumana neziphathimandla, qiniseka ukuthi okwenziwayo akukona ukukhonjwa okungalungile. Buyekeza imininingwane yokuthenga, njengenani, idethi, negama lomthengisi, ukuze uqede noma yikuphi ukudideka. Uma usenemibuzo, xhumana nesitolo ukuze uthole ulwazi olwengeziwe.
2. Faka isikhalazo: Uma uqinisekile ukuthi ukuthenga okungaziwa kuwumgunyathi, thumela umbiko kwabasemagunyeni abafanelekile. Nikeza yonke imininingwane efanele, njengamarekhodi okwenziwayo, ama-imeyili okuqinisekisa, kanye nanoma ibuphi obunye ubufakazi onabo. Lokhu kuzosiza iziphathimandla ukuthi ziphenye futhi zithathele izinyathelo zomthetho labo abathintekayo.
3. Hlanganyela namasevisi okuvikela: Ngokungeziwe ekugcwaliseni umbiko, sebenzisana eduze nezinsizakalo zokuphepha zesikhungo sakho sezezimali. Nikeza lonke ulwazi oluceliwe futhi ulandele imiyalelo oyinikezwe yona. Bazokwazi ukuhlaziya okwenziwayo, balandele noma yimuphi umsebenzi osolisayo, futhi bathathe izinyathelo ezidingekayo, njengokuvimbela ikhadi elithintekile nokukhipha elisha.

Khumbula njalo ukuhlala uzolile futhi ukhuthalele ukuxazulula lezi zinhlobo zezinkinga. Sebenza nabezomthetho nezinsizakalo zokuphepha ukuze uxazulule impicabadala yokuthenga okungaziwa futhi uvikele izimali zakho.

13. Ukubuyekezwa kwezinketho ezingokomthetho: Okufanele ukwenze uma ungakwazi ukunquma ukuthi uthenge kuphi ngekhadi lakho

Ngezinye izikhathi kungase kuphakame isimo lapho kungenakwenzeka khona ukunquma ukuthi uthenge kuphi ngekhadi lethu. Lokhu kungabangela ukukhathazeka nokukhathazeka, kodwa kubalulekile ukuhlala uzolile futhi uthathe izinyathelo ezifanele zokuxazulula inkinga. Izinyathelo okufanele uzilandele zinemininingwane ngezansi:

1. Xhumana nebhange:
Into yokuqala okufanele siyenze ukuxhumana nebhange lethu futhi silazise ngalesi simo. Kubalulekile ukubanikeza yonke imininingwane esinayo, njengedethi kanye nesikhathi esicishe sibe khona sokuthenga, inani, kanye nanoma yiluphi ulwazi olwengeziwe oluhlobene. Ibhange lizohlinzeka ngezeluleko futhi lisiqondise ohlelweni lokubuyekeza nokuxazulula udaba.

2. Buyekeza isitatimende sasebhange:
Kubalulekile ukuhlola isitatimende sakho sasebhange ukuze uqinisekise zonke izinkokhelo ezenziwe ngekhadi lakho. Uma sikhomba okwenziwayo okusolisayo noma okungaziwa, kufanele sikubike ngokushesha ebhange. Bazositshela ukuthi kufanele siqhubeke kanjani nokuthi yimiphi imibhalo eyengeziwe edingekayo ukuze kuqalwe uphenyo olusemthethweni.

14. Izinyathelo zokuphepha zokuvikela ukuthengiselana okungagunyaziwe: Izincomo zokuvikela ekuthengeni ngomgunyathi.

Esikhathini sedijithali, kubalulekile ukuthatha izinyathelo zokuphepha ukuze uvimbele ukuthengiselana okungagunyaziwe futhi uvikele ekuthengeni okuwumgunyathi. Nazi ezinye izincomo ezibalulekile zokuvikela okwenziwayo ku-inthanethi:

1. Sebenzisa amagama ayimfihlo aqinile futhi uwashintshe njalo.
2. Ungabelani ngolwazi lomuntu siqu olubucayi ngama-imeyili angabetheliwe noma ngemilayezo engavikelekile.
3. Qiniseka ukuthi amawebhusayithi nezinhlelo zokusebenza ozisebenzisayo ukwenza izinto zivikelekile futhi zithembekile ngokuhlola ilokhi kubha yekheli noma ama-URL aqala ngokuthi "https."
4. Ungadaluli ulwazi lwezezimali olubucayi ngamakholi ongawacelanga noma ngemilayezo yombhalo.

Enye indlela esebenzayo yokuvimbela okwenziwayo okungagunyaziwe ukusebenzisa izindlela zokukhokha ezivikelekile njengamakhadi esikweletu anezinhlelo zokuvikela ukukhwabanisa. Ngaphezu kwalokho, kuhle ukunaka amathiphu alandelayo:

• Buyekeza izitatimende ze-akhawunti yakho njalo futhi ubike noma yimuphi umsebenzi osolisayo ebhange lakho noma isikhungo sezezimali ngokushesha.
• Gwema ukwenza ukuthenga kumakhompuyutha omphakathi noma amanethiwekhi okungenzeka awavikelekile.
• Ungabelani ngekhadi lakho lesikweletu noma imininingwane ye-akhawunti yasebhange ezinkundleni zokuxhumana noma kwamanye amasayithi aku-inthanethi.
• Sebenzisa izixazululo zokuphepha ezisesikhathini samanje kumadivayisi akho, njenge-antivirus nama-firewall.

Khumbula ukuthi ukuvimbela kubalulekile ukuze ugweme ukuthengiselana okungagunyaziwe nokuthenga ngomgunyathi. Ngokusebenzisa lezi zinyathelo zokuphepha nokulandela ezinye izinqubo ezihamba phambili, ungajabulela ukuzizwisa kokuthenga ku-inthanethi okuphephile nokuvikeleke kakhulu.

Sengiphetha, ukunquma ukuthi kuthengwe kuphi ngekhadi lethu kungaba inqubo eyinkimbinkimbi, kodwa engenzeki. Ukuthuthuka kwezobuchwepheshe kwezokuphepha nezinqubomgomo zokuvikela abathengi kusize le nqubo eminyakeni yakamuva.

Kubalulekile ukukhumbula ukuthi ukucacisa indawo eqondile yokuthenga, kuyadingeka ukuqoqa ubufakazi futhi uqoqe ulwazi oluhambisanayo. Ukuze wenze lokhu, kuyancomeka ukuthintana nomnikezeli wekhadi lakho futhi ucele umbiko onemininingwane yemisebenzi eyenziwe phakathi nenkathi ethile yokuthenga okusolisayo.

Ukubuyekeza izitatimende ze-akhawunti, amarisidi edijithali, nezaziso zokuthenga nakho kubalulekile ekunqumeni umsuka wokwenziwe. Ukwengeza, kubalulekile ukugcina amarekhodi okuthenga kwethu, njengama-invoyisi namarisidi, ukuze unikeze ubufakazi obubambekayo lapho ufaka isimangalo.

Uma uthola ukuthenga okungagunyaziwe, kubalulekile ukuthi uxhumane ngokushesha nomnikezi wekhadi lakho ukuze ubike isigameko. Isaziso esisheshayo kanye nokulandela ngendlela efanele izinqubo ezisungulwe isikhungo sezezimali kubalulekile ukuze kuncishiswe imiphumela yokukhwabanisa.

Ngamafuphi, uma sizibuza ukuthi singathola kanjani ukuthi kuthengwe kuphi ngekhadi lethu, kubalulekile ukuqoqa nokuhlaziya ulwazi olutholakalayo, uxhumane nomkhiphi wekhadi, bese ulandela imiyalelo ehambisanayo. Ngaphezu kwalokho, kubalulekile ukusebenzisa imikhuba emihle yokuvikela lapho sisebenzisa izindlela zethu zokukhokha, njengokuvikela amagama ayimfihlo ethu nokugcina ukulawula okwanele kokuthenga kwethu. Ngale ndlela, singaqinisekisa okuhlangenwe nakho okuphephile nokuthembekile lapho sisebenzisa amakhadi ethu esikweletu noma edebhithi.